Your Finances

Stephano Hartung and Carlita Albertse

Why do I need an accounting officer

Why do I need an accounting officer

Why do I need an Accounting Officer and signed Annual Financial Statements if my Close Corporation is dormant and not trading People are sometimes under the misconception that if their Close...

Things to consider

Things to consider

In current times, we cannot simply be living from month to month financially, thinking that we will have enough savings and retirement benefits for the future. You need to consider several things...

Time Management Part 2

Time Management Part 2

Time management for the businessman and woman – part 2 In my previous article, we identified which are the most common “time thieves” at work.  This time around, I will be discussing some time...

My first mothers day

My first mothers day

Over the years I have watched so many friends around me have babies. I have watched their growing bellies wondering if this will one day be me. Over the last 6 years that we struggled through the...

Time Management

Time Management

Time Management for the businessman and woman If only I had more time.  How many of us haven’t felt this way…? If only I could manage my time better, if only I had less stress. Sound familiar? The...

Money tips for December

Money tips for December

With the December holidays around the corner, here are some valuable tips to take into consideration for your finances for December and January: Set holiday spending limits: Give your credit card...

What does car insurance not cover?

What does car insurance not cover?

There are some situations in which you won’t be covered by your car insurance. The exact exclusions in your coverage will vary based on your insurer, but you may be able to purchase additional...

Important additional vehicle insurance cover

Important additional vehicle insurance cover

Most car insurance companies offer additional coverage that you can add to your policy, too.  For example, credit shortfall insurance provides coverage for people who have Vehicle loans. If your car...

Why is car insurance important?

Why is car insurance important?

Car insurance is important because it is financial protection in case you get into a car accident and damage someone else’s vehicle or injure them. Car insurance can also protect your vehicle from...

What is car insurance

What is car insurance

A car insurance policy is essentially an agreement between you, the policyholder, and an insurance company. You agree to pay a monthly or annual premium, and the car insurance provider agrees to...

Things you should be saving for in your 20’s

Things you should be saving for in your 20’s

It is very important to save and plan for the future.  The earlier you start, the better. The question usually is, how much should one save monthly?  The general rule of thumb is 20% of your income...

Changing the way we work

Changing the way we work

Changing the way we work One of the biggest effects the Covid-19 Epidemic had on many businesses is that you can still operate and do business with lower operating costs. You no longer need to rent...

Household insurance in a nutshell

Household insurance in a nutshell

Household Insurance and what it covers in a Nutshell Household Contents Insurance covers everything that would fall out if you turned your house upside down. That means your furniture, electronics,...

Your household budget

Your household budget

Previously, we talked about joint finances as well as budgeting and why they are so important. In our current economic situation, budgeting has become even more important. It might seem that you are...

Personal Tax Return – Who, why and how

Personal Tax Return – Who, why and how

Personal Income Tax Returns – Who, Why, When and a little bit more… Introduction Namibians are often misinformed when it comes to our taxation laws and how they work.  Firstly, let me define a few...

A better understanding of General Liability Coverage

A better understanding of General Liability Coverage

A better understanding of General Liability Coverage Most clients who contact an insurance agent usually start their conversation with “I need insurance”. That does not really tell us what type of...

Commercial Insurance Tool Kit

Commercial Insurance Tool Kit

Commercial Insurance Tool Kit Today I’m sharing three areas most businesses are exposed in. If you address these areas and purchase the insurance to cover your exposure there, you will have...

Short-term insurance – Why it’s important ?

Short-term insurance – Why it’s important ?

Short-term insurance: Why is it important?   Short-term insurance is not a luxury. It is an absolute necessity and should form part of our day-to-day existence. It means having peace of mind,...